Chapter 7 Bankruptcy

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Chapter 7 Bankruptcy

Filing for Chapter 7 bankruptcy can help restart your finances. If you have fallen behind on your bills, have unmanageable credit card debt, or recently had property repossessed, this may be a good option for you.

Our clients can qualify for a Chapter 7 bankruptcy based on their income level. We can help you determine whether your household income will allow a successful Chapter 7 bankruptcy filing. Most of the time, your income for the past six months will give you a good idea if Chapter 7 bankruptcy is a viable option for you. In some situations, such as if you have suffered a recent job loss, other loss of income, or an increase in expenses that was out of your control, you may still qualify for a Chapter 7 bankruptcy based on your budget going forward.

A Chapter 7 bankruptcy can help with:

Stopping creditor collection attempts against you, including calls, letters, and garnishments

Discharge of your debts (except for student loans, child support, certain taxes, etc.).

Get rid of your debt quickly, Chapter 7 bankruptcies usually last from three to six months

Call us today to see if Chapter 7 bankruptcy is right for you.